Marine Contractor Insurance
Coverage Built for the Water's Edge
Marine contractor work is unlike any other construction trade. You're operating in and around water, dealing with tidal conditions, underwater hazards, federal maritime regulations, and equipment that lives on both land and sea. Standard general contractor policies aren't designed for this, and that gap in coverage can be catastrophic.
At IDR Specialty, we work exclusively with carriers who understand marine contractor operations. Whether you're driving sheet pile for a seawall, dredging a marina basin, building a residential dock, or salvaging a sunken vessel, we have the market relationships to get you covered properly.
We serve marine contractors of all sizes, from the solo operator with a work skiff to multi-crew firms running dredges and barges. Our policies are tailored to your specific scope of work, not a one-size-fits-all package.
Certificates of insurance and auto ID cards are available any time through our client portal. No waiting, no delays.
Client PortalMany marine contractors need bonding for public projects and municipal permits. We work with specialty surety markets that understand your industry.
Ask About BondsCoverage Types
A complete insurance program built around the unique risks of marine contractor work.
General Liability
Protects you from third-party bodily injury and property damage claims arising from your marine contracting operations — on land and over water.
Protection & Indemnity
Watercraft liability coverage for owned vessels used in your operations, including work barges, skiffs, and support boats.
Inland Marine / Equipment
Your tools and equipment are your business. We cover contractors equipment, whether on the job site, in transit, or stored at your yard.
Workers' Compensation
Marine work is demanding. We provide workers' comp including USL&H (U.S. Longshore and Harbor Workers') and Jones Act coverage for your crew.
Pollution Liability
Environmental risks are real in marine work. Pollution liability protects you against cleanup costs and third-party claims from spills and discharges.
Commercial Auto
Coverage for trucks, trailers, and vehicles hauling equipment to and from job sites, including auto liability and physical damage.
Bumbershoot
A specialized form of excess liability insurance that provides additional protection for maritime businesses.
If You Work on the Water,
We Have You Covered.
From dock and seawall construction to dredging and salvage — we have the specialty market access to get you covered properly.
The IDR Difference
Marine-Specific Carriers
We place coverage with insurers who specialize in marine contractor risks — not standard markets retrofitting inland policies.
24/7 Certificate Issuance
Certificates are available around the clock through our client portal. No waiting for a project to start.
USL&H & Jones Act Experts
We understand the federal maritime employer liability landscape and make sure your workers are properly covered.
Dedicated Claims Support
When a loss happens, you have a team that understands marine operations — not a generalist who has to look up what a dredge is.
Ready to Get Covered?
Contact our marine insurance specialists today. We'll review your scope of work and put together a program that actually fits.