Crane Insurance for Owner-Operators
Built for the Truck Crane Operator Who Does the Everyday Work
You're the operator who shows up before the crew does, picking HVAC units onto rooftops, setting steel beams for a new home addition, placing pool shells, or moving generators. Your crane is your business, and one uncovered claim can end it.
Most insurance agents don't understand crane work. They apply general contractor rates, miss rigger's liability exposures, and leave you vulnerable to the exact claims that happen most often on crane jobs. IDR Specialty is different. We focus on crane operators and understand the real risk profile of the work you do.
Whether you're a solo owner-operator with one truck crane or running a small fleet, we have markets built for your operation and the experience to put together a program that actually fits.
Certificates of insurance and auto ID cards are available any time through our client portal. Job starting at dawn? No problem.
Client PortalNeed bonding for a government or public works project? We work with specialty surety markets that understand crane operators.
Ask About BondsCoverage Types
A complete program for the crane operator, from the truck to the load to the crew.
General Liability
Third-party bodily injury and property damage coverage for your crane operations, including loads that shift, drops, and third-party contact during lifts.
Rigger's Liability
Coverage for property in your care, custody, or control during rigging and hoisting. Protects you when something goes wrong with a customer's load.
Equipment Physical Damage
Your crane is your livelihood. We cover the physical damage to your truck-mounted or carry-deck crane: collision, upset, and more.
Commercial Auto
Liability and physical damage for the truck that carries your crane to the job site, including MCS-90 endorsements for operators who need them.
Workers' Compensation
Crane operations carry real injury risk. We provide workers' comp coverage whether you're a solo operator or running a small crew.
Inland Marine / Cargo
Coverage for tools, rigging hardware, and equipment you haul to the job, including loads you're responsible for during transport.
Crane-specific coverage for the operators standard agents overlook. We understand the lifts you do every day.
From the Solo Operator
to the Small Fleet.
The IDR Difference
Owner-Operator Focused
We specialize in the small operator — the one-truck crane business that needs real coverage without enterprise pricing.
Rigger's Liability Specialists
Most agents miss rigger's liability gaps. We make sure your policy actually covers the loads you're picking.
24/7 Certificates
Need a certificate for a job that starts at 6am? Get it through our client portal any time, without calling anyone.
Crane-Savvy Claims Team
When something goes wrong on a lift, you need a claims team who understands cranes — not one learning on the fly.
Ready to Get Covered?
Contact our marine insurance specialists today. We'll review your scope of work and put together a program that actually fits.